FAQ

Frequently Asked Medicare Questions

How do I apply for Medicare?

Some people who are already receiving the Social Security benefits will get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) automatically, and some will have to sign up for it.

You can apply for Medicare thru the Social Security Website at https://www.ssa.gov

This is the easiest and fastest way to sign up and get financial help you qualify for.

If you have questions or need help, reach out to our office, and we can help you apply for your Medicare thru Social Security.

Can I apply for Medicare in Person?

Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Medicare Advantage or Medicare Supplemental Plan in person, simply contact us and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Medicare Advantage or Medicare Supplemental Plan.

How do I apply for a Medicare Advantage or Supplemental Plan?

Medicare Advantage and Medicare Supplemental Plans are offered through private insurance companies. Our friendly and experienced agents can help you to find a program that meets your needs and your budget. Remember, there is no cost to use our service.  Simply call 888-808-7646 or 213-816-0228 to speak with a local licensed agent.

Can I get assistance applying for Medicare?

Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Medicare Advantage or Medicare Supplemental Plan in person, simply contact us and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Medicare Advantage or Medicare Supplemental Plan.

When should I apply for Medicare?

You have a 7-month window to apply for Original Medicare: during the 3 months prior to your 65th birthday month, the month of your birthday, and the 3 months after your 65th birthday.

When do I get my Medicare card?

After applying for your Medicare care, it typically takes about approximately 2-3 weeks for you to get your card. It may take longer if there are delays.

Are there any penalties for enrolling late?

Yes, there are penalties for enrolling late. If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to penalties for as long as you have Medicare coverage. You can visit Medicare.gov to find out more info about late enrollment penalties.

If I’m getting Social Security, will I get Medicare automatically?

If you’re getting Social Security disability benefits, you’ll get Medicare automatically after getting disability benefits for 24 months. If you have ALS (also called Lou Gehrig’s disease) you’ll get Medicare automatically as soon as you start getting disability benefits. In both cases, follow the steps below, but keep your timing in mind. 

Step 1: Learn the basics

Step 2: Preview your coverage options

Step 3: Choose your coverage and Enroll into a plan

Step 4: Use your Medicare

Where can I get Medicare questions answered?

Working with a licensed Medicare Agent is one way to get your Medicare questions answered. You can contact one of our agents and schedule an appointment for a personalized experience that is tailored to your issues and needs.

Medicare.gov is a federal government website managed and paid for by the U.S. Centers for Medicare and Medicaid Services. For specific billing questions and questions about your claims, medical records, or expenses, log into your secure Medicare account, or call 1-800-MEDICARE (1-800-633-4227)